Looking to Finance?
Austin Ford Can Help!
Austin Ford is proud to offer a high-class dealership experience to help you find your dream car without stress or hassle. When you visit our Ford dealer near Rochester, you'll have many important factors to consider whether you're leasing a new Ford Escape or financing a used Bronco. We're happy to help you learn more about the car-buying basics so you can drive home in your new or used Ford vehicle today.
Take a look at our frequently asked finance questions below to gain a better understanding of your next steps. Then, stop by Austin Ford to review our selection of Ford trucks and SUVs and speak with our finance experts to learn about any new car specials that you may be eligible for!
Auto Financing FAQs
01
How Do I Finance a Car?
With the Austin Ford team at your beck and call, financing a car is easy! Stop by our local Ford showroom and we'll walk you through your purchase options, possible auto loan interest rates and Ford incentives to help you find the ideal vehicle within your budget. We can work with local banks and lenders on your behalf to make getting approved for a car loan quick and simple.
02
What Type of Credit Do I Need to Finance a New Ford?
When you shop with us, we strive to ensure your experience at our dealership is a positive one, regardless of your credit score. Though a better credit score will assist you in getting approved for a lower interest rate, there are still plenty of options for those with a poor credit score. No matter your situation, our Austin Ford finance department works tirelessly to help you secure the right finance program at the most competitive rates. With services including quick approvals, extended warranty programs and more, we're certain we'll find the right fit for you in no time.
03
Can I Buy a Car with Bad Credit?
Of course! With programs to help rebuild your credit, we're more than happy to custom design your financial package to help you get the keys to a new Ford F-150 XL or Bronco Sport Big Bend®. Fill out our free credit application to get pre-approved on the ideal loan package for you.
04
How Do I Know What Car Payment I Can Afford?
At Austin Ford, we encourage Minnesota Ford fans, at no cost, to check their purchasing power with our payment calculator online. You can also estimate your monthly payment to identify Ford payment options within your budget. When creating a budget, be sure to account for additional expenses like auto insurance, registration fees and car maintenance.
05
How Long Does the Approval Process Take?
Our online applications offer extremely quick approvals. Get pre-approved when you fill out our online credit application and receive the keys to your new or used Ford within the same day.
Contact Austin Ford and learn more about what new vehicle incentives and finance offers will help you secure your dream Ford for sale near Rochester today!